Loan Rates
Auto Loans
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** |
| New or Used |
Up to 84 Months |
6.14% - 17.99% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Recreational Vehicle Loans
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** |
| New or Used Motorcycles |
Up to 120 Months |
7.29% - 17.99% |
| New or Used Motorhomes, Trailers, 5th Wheels, Campers |
Up to 120 Months |
7.29% - 17.99% |
| New or Used Boats |
Up to 120 Months |
8.29% - 18.00% |
| New or Used ATVs, Personal Watercraft, Snowmobiles |
Up to 120 Months |
8.29% - 18.00% |
| Interest rate will decrease by .25% if enrolled with credit union automatic payments. Interest Rate Increases: Your rate will increase by 1.0% if the vehicle is more than 10 model years old. Your rate will increase by 1.0% if the vehicle has mileage of 125,000 or more. |
Personal Loans
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** |
| Personal Lifestyle Loan |
12-84 Months |
9.99%1 - 17.99% |
| Line of Credit |
Revolving |
9.99% - 17.99% |
Visa Credit Cards
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** |
| Visa Classic |
Revolving. Fixed Rate. |
9.90% - 16.90% |
| Visa Platinum Cash |
Revolving. Variable. |
18.00% |
Other Types of Consumer Loans
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** |
| Certificate Secured Loan |
Term of Certificate |
Certificate Rate + 3.00% |
| Share Secured Loan |
Up to 84 Months |
5.00% |
Home Equity Line of Credit - Variable Rate
Effective Date: Wednesday, November 5th, 2025
| Loan Type | Terms | APR** | Limit |
| Up to 90% Loan to Value |
10 Year Draw Period - up to 40 Year Term |
7.00% - 9.00% |
$5,000 - $250,000 |
| APR based on Loan To Value. Your home is used as collateral. |
