Certificates
A certificate is an account that generally earns higher interest and will tie up your money for a set length of time. The minimum to open is $500. Withholding rules do apply. Certificate terms are as follows:
- 90-Day
- 6 Months
- 9 Months
- 12 Months
- 18 Month Bump
- One time throughout the term of the certificate you can choose to bump the rate if the rate increases
- 24 Months
- 24 Month Platinum (Earns .25% more)
- 36 Months
- 36 Month Platinum (Earns .25% more)
- Children’s Certificate
- Minimum to open is $100
- IRA 12 months, 24 months or 36 month certificates