Youth Accounts

We offer two different accounts for children from newborn to 18 years.


Great Value

checking account

This checking account has no monthly service charge and no minimum balance requirements for personal accounts. Account requires a $25 opening deposit. Our basic, simple, no-hassle account.

  • Free Online and Mobile Banking Access

  • Free Debit Card

  • No Monthly Fee

  • Free Bill Pay

  • Free Credit Score Access

  • Unlimited Check Writing


Great Perks

checking account

Great Perks Checking Account gives you 2.5% Cash Back and ATM Surcharge Refunds every month. Requirements to receive these benefits are:

  • 15 Debit Card purchases ($5 or greater)

  • eStatements with valid email

  • Access eTeller each cycle

  • 18 years or older (or adult signer)

  • $25 minimum opening deposit

Additional Account Features

  • Free Online and Mobile Banking Access

  • Free Debit Card

  • No Monthly Fee

  • Free Bill Pay

  • Free Credit Score Access

  • Unlimited Check Writing


Great Advantage

checking account

Great Advantage Checking earns 5.0% Annual Percentage Yield on the first $10,000 and ATM Surcharge refunds each month.

Requirements to receive these benefits are:

  • 15 Debit Card purchases ($5 or greater)

  • eStatements with valid email

  • Access online banking each cycle

  • Direct Deposit or ACH Deposit each cycle

  • 18 years or older (or adult signer)

  • $25 minimum opening deposit.

Additional Account Features

  • Free Online and Mobile Banking Access

  • Free Debit Card

  • No Monthly Fee

  • Free Bill Pay

  • Free Credit Score Access

  • Unlimited Check Writing


Platinum Plus

checking account

 

Our Exclusive Checking for our members age 55 or better. This account gives you what you need without unnecessary options you won’t use.

This account features:

  • No minimum balance

  • No Monthly Fee

  • Free Credit Union Imaged Checks

  • 10% discount on Safety Deposit Boxes

  • .25% increase on 24 and 36-month certificates

  • Discounts on Money Orders

  • Monthly Dividends

Additional Account Features

  • Free Online and Mobile Banking Access

  • Free Debit Card

  • No Monthly Fee

  • Free Bill Pay

  • Free Credit Score Access

  • Unlimited Check Writing


Money Market

checking account

A Money Market account is kind of a savings/checking hybrid. If you carry a higher balance and don’t do a lot of transactions, this account may be right for you.

This account earns dividends - paid monthly. Minimum balance requirement of $2,500. If the daily balance falls below $2,500, there is a $10 charge for that month; and if there are more than six withdrawals in a single month, there is a $10 charge. No debit cards are available for this checking product.


IRAs

Individual Retirement Accounts

An Individual Retirement Account offers you a flexible savings plan. IRA certificates are available for 12, 24 & 36-month terms with a minimum opening of $2,000. Certificates pay monthly and dividends are computed on the average daily balance. Education/Coverdell IRA option is also available.


HSAs

Health Savings Accounts

A Health Savings Account (HSA) is a type of savings account that allows you to set aside pre-tax dollars to cover eligible medical expenses. An HSA can be used only if you have a High Deductible Health Plan (HDHP). Please check with your plan administrator to see if your plan is eligible for an HSA.